Travel Insurance for an Engagement Ring: Is It Really Worth It?

Whether you’re planning a honeymoon, a romantic getaway, or just a holiday abroad, one question often comes up: what should you do with your engagement ring while travelling? Should you take it and insure it? Leave it safely at home and accept the risk? Or consider a practical alternative many travellers are now choosing, a travel ring.

The Real Cost of Engagement Ring Insurance in 2025

Engagement rings today usually cost between $5,000 and $15,000. Insuring your ring for travel can easily cost a few hundred dollars, sometimes even more than $500 depending on your trip and the insurance provider.

Keep in mind that not all travel insurance policies cover jewellery fully. You may need to purchase a separate policy through a dedicated jewellery insurer. That means extra cost, paperwork, and hassle plus the emotional risk. Even if your ring is insured, the sentimental value of the piece often outweighs its monetary worth, and no payout can replace the memories attached to it.

Understand the Risks

If you’re proposing while away, carrying the ring around can add stress. You have to hide it, keep it safe, and constantly worry about losing or damaging it.

But even if you’re already married and simply travelling with your engagement or wedding ring on your honeymoon or holiday, the risk remains. Airports, beaches, tours, and busy city streets aren’t always kind to expensive jewellery. Losing or damaging your ring can ruin the trip and cause unnecessary anxiety.

Why a Travel Ring Makes Sense

If you’re heading off on a trip, a travel ring is the perfect alternative to taking your real engagement ring. Our dupe rings are designed to look just like the real thing, featuring timeless and classic styles at a fraction of the cost ranging from $70 to $330.

They're ideal for proposals abroad, honeymoons, or overseas travel when you’d rather not risk losing or damaging your original ring. With a travel ring, you still get the look and feel of your real ring without the stress of expensive insurance or the fear of something going wrong.

Conclusion

Ultimately it comes down to what matters most to you, whether that is peace of mind, sentimentality or how much you want to spend. Whether you travel with your original ring or choose a practical dupe, the best option is the one that lets you enjoy your trip without the stress.